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The Break Fee Journal

Decoding the NZ mortgage market, one article at a time.

3 min readMortgage Basics

The Bank's Golden Handcuffs: Understanding Break Fees Without the Jargon

Think of a fixed-term mortgage like a long-term contract with a gym or a mobile provider. You promised to stay for three years, and in exchange, they gave you a predictable price.

D
The Dev
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